Let’s start with this…it’s the LAW! Most states require drivers to carry some type of car insurance to prove that you can pay for potential accident expenses. Even if your state does not require you have to car insurance, here are some other reasons why you should: 1. It’s risky – Accident costs are expensive,Read more
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Time to refinance your car…or maybe it isn’t? Check out our three reasons it’s time to refinance your car below: 1. Your credit score has improved – When you first bought your car you had no credit history or you had some eye opening issues on your credit report, but now everything is looking good.Read more
Life insurance is important to have because it protects your loved ones from financial burden in the event of your death. But, you may be wondering how much life insurance you need. Frankly, insurance can get expensive, so you don’t want to be paying for more than you need. The best way to figure outRead more
If you’ve been in a car accident, you might be wondering how it could affect your credit score. Car accidents can cost up to $44 billion in medical care and lost work, but that doesn’t include property damage, injuries, and other more permanent side effects. While car accidents don’t directly affect your credit score sinceRead more
If you’re considering making a big purchase, you might be thinking of putting it on your credit card. But is this the best move for you financially? It’s easy to keep up with small purchases that you can easily pay off, but the large purchases are the ones that add up after a while andRead more
Good drivers, rejoice: It’s likely easier for you to find a cheaper auto insurance premium! Insurance companies want to work with good drivers and promote safety on the road, so it only makes sense that they’ll want to partner with people don’t have any marks on their driving records. These are the different types ofRead more
Have you ever looked at your credit card and wondered what the interest rates were and what they meant for your card and debt? When you’re signing up for a new credit card, you don’t want to overlook the APR information, especially if you plan to have a balance on your card. APR stands forRead more
If your big day is coming up, you might be considering wedding insurance. After all, weddings are incredibly expensive and it would be a shame to have something out of your control mess with and potentially ruin what should be the happiest day of your life. Wedding insurance will protect you from losses that canRead more
If you’re an avid traveler and often find yourself staying in Hyatt hotels, then you’ll want the consider the World of Hyatt Credit Card. There are lots of great rewards that come with this card, such as: Bonus: You get a 50,000 bonus for signing up (25,000 points after spending $3,000 in three months andRead more
The first step in improving your credit is understanding it. Begin by checking your online scores, and then you will see which factors are affecting your scores the most. That information will lead you to a plan of action, by making the changes and improvements specific to your situation. Generally speaking, payment history and utilization ratioRead more
