When you struggle with bad credit, you may find it hard to get approved for just about anything. The good news is, if you want a credit card, there are some companies out there that will still approve you. Most are secured, meaning you will have to pay a deposit. Here are 3 credit cards you shouldRead more
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If you’re considering making a big purchase, you might be thinking of putting it on your credit card. But is this the best move for you financially? It’s easy to keep up with small purchases that you can easily pay off, but the large purchases are the ones that add up after a while andRead more
Have you ever looked at your credit card and wondered what the interest rates were and what they meant for your card and debt? When you’re signing up for a new credit card, you don’t want to overlook the APR information, especially if you plan to have a balance on your card. APR stands forRead more
If you’re an avid traveler and often find yourself staying in Hyatt hotels, then you’ll want the consider the World of Hyatt Credit Card. There are lots of great rewards that come with this card, such as: Bonus: You get a 50,000 bonus for signing up (25,000 points after spending $3,000 in three months andRead more
Selena Maranjlan, an investing and finance expert, warns against cash advances. According to Maranjlan, cash advances can be very costly because of the fees associated with the,. She also states that most card issuers start charging interest for cash advances as soon as you make the transaction. Maranjlan also suggests not to think of credit cards as aRead more
Back to school shopping are stressful for a lot of families, especially those on a tight budget. Before hitting up the stores, check your own home for supplies that are on your list. Chances are that you have many items left over from the previous year, as well as things you bought a while agoRead more
The decision to watch your finances closer is a great one, and with some guidelines you can really get ahead fast. Check out our three tips for saving money without too much effort: Instead of focusing on buying and spending, put it all into selling! Use the internet to sell some old collections, or anyRead more
Finance experts recommend reviewing your spendings each month to see that you are not going over board. Even if you can afford to spend freely right now it doesn’t mean that it will always be the case. Having healthy spending habits as well as money set aside for a rainy day can help your lifeRead more
There are times when you feel that you are handling money way too freely and spend too much, even if you can currently afford it. If you have goals to save up but you see that you are not meeting them, reducing your credit card limit can help you get back on track. Contact yourRead more
There is no harm in getting advice, but when it comes from a professional source on a topic as important as your financial life, then why not? There are credit counseling agencies that are here to help you navigate within your financial struggles, and the first step to get out of trouble is asking forRead more
