This might seem counterintuitive, but here’s why it’s true. Lenders look for evidence that you pay your debts, so establishing a long, positive credit history will actually contribute to higher credit scores over time. The older a credit card account is, the more positively it will affect your credit score – so long as yourRead more
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It may sound a bit obvious, but credit cards can help you build up your personal finances. Here’s how: They can function as your emergency fund. Financial experts are always saying you should save three to six months of your expenses in an emergency fund, recent polls show that many Americans simply aren’t able toRead more
If you’re considering getting life insurance, then you might want to consider if it’s worthwhile for you. Ultimately, life insurance is good if you’re leaving behind a family that will need financial help. It can help them pay for your funeral expenses as well as handle any bills. If there are no other family membersRead more
When you have a family that relies on you for your monthly income, then you’ll want to consider getting a life insurance policy because it can help cover them after you pass away. You should really think of it as coverage for your family rather than for yourself because you won’t see any of thatRead more
This is a stressful time for anyone to take out a loan, especially for students. Here’s what you need to know about interest waivers during the pandemic: Payments for most federalRead more
If Covid-19 has hurt your finances, you’ll want to look into options that can help you manage your personal finances again. Here are some tips: Stick to a strict budget.Read more
For those who use Experian Boost, a service that allows you to count paid utility and phone bills toward improving your credit score,Read more
When you retire, you need to have a plan for your finances as well as your health insurance. Here are a few things you shouldRead more
With the Covid-19 crisis fully underway, many people have lost their jobs, which means many people have also lost their health insurance from their jobs. In fact, it’s approximatelyRead more
The term on every small business owner’s mind in the coming months with be “reassessing.” It’ll be a good time as the economy reopens for these businesses toRead more
