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When you get your first credit card, you can start growing your credit score—but you could also wind up in substantial debt if you’re not careful. You’ll need to make sure you don’t use the full credit limit, for instance. For improving your credit score, make sure to track your purchases and check your statementRead more

If you live in an area where you can use public transportation instead of driving your car, you can actually see reduced insurance rates. That’s because someone who is able to take a train to and from work will end up using their car less versus someone who has to drive back and forth. DrivingRead more

For those looking to purchase a home, here are some things to keep in mind when getting your loan. Keep your credit score in a high spot. Pay the down payment in cash. Don’t take on new debt. Get pre-approved. Keep your budget in mind at all times. Image via Money Crashers.Read more

With a $2 trillion stimulus package coming from the federal government, there is bound to be a lot of relief for Americans who have a lot of monetary stress right now. As the coronavirus sweeps the country, any non-essential businesses were told to close, leaving many temporarily and permanently laid off. With the package, thoseRead more

Here are some tips on how to get a car loan even if your credit score isn’t super high. Save up for the down payment. Budget for car payments. Get someone to cosign. Research all options. Get financial help from the dealer. Image via The Outline.Read more

If you’re looking to get a first credit card, it can be difficult to know which card to pick. Here are a few options: Discover It Secured card Capital One Platinum card Capital One QuicksilverOne Cash Rewards card Image via BadCredit.org.Read more

If you’re looking for life insurance coverage, you’ll be choosing between term and permanent coverage. Permanent coverage will extend without being confined to a set period. There’s whole coverage, which means you’ll be covered your entire life, and there’s universal coverage, which has a nice savings element to it. Image via Brian So Insurance.Read more

There are two different types of life insurance: term life insurance and permanent life insurance. Term life insurance will allow you to be covered for only a short period of time, so once that time period passes, you’ll either need to extend or find something new. If you happen to die during the term, thenRead more

Refinancing your student loans is a great way to reduce your loan debt, which is especially helpful for recent grads who don’t need to be held back when there’s so much opportunity ahead of them. By doing so, you’ll find yourself in a situation where you play less interest rates and will be able toRead more

For anyone who took out Stafford Loans, PLUS Loans, or Federal Perkins Loans then you will have the option to consolidate your loans. This means that you’ll have less monthly payments and a fixed interest rate. Unfortunately, though, it also means that it has a longer term so you’ll be paying it off for aRead more