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For anyone who is trying to improve your personal finances, here are a few ways to do so: Put money into a savings. Create a retirement fund and always put into it. Invest in stocks and bonds. Pay off outstanding debts. Stick to your budget.Read more

For anyone considering a personal loan that has a credit score of 600 or better, then you might want to look into the following: LightStream Marcus by Goldman Sachs Payoff SoFi Best Egg LendingClub Discover Personal LoanRead more

For those that want to check their credit report for free, you can do so with the following: Visit: annualcreditreport.com Call: 1-877-322-8228 Mail a form to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281Read more

Signing up for credit cards is easy enough to do, but there are a few tips to keep in mind so you don’t find yourself in irreversible debt. Pay off your balance each month if possible. Don’t miss your monthly payments. Don’t hit your credit limit because it’ll lower your credit score. Try to onlyRead more

Controlling your debt can be a difficult thing to do, especially in quarantine where it’s so easy to spend when there’s not much else to do other than online shopping. By creating a no spend day, you’ll be able to start instilling better habits that will ultimately grow your credit score and help reduce yourRead more

When looking into different auto insurance policies, you’ll see how competitive the market is. You’ll want to compare prices between all the different options to see what your prices are. Then make sure your credit score is as high as possible and that your driving record is clean (meaning you don’t get in any accidents).Read more

Due to COVID-19, credit issuers are lowering credit card limits for cardholders. As more people face unemployment, the credit card companies are hoping to get ahead of potential missed payments. This can, unfortunately, negatively affect your credit score, especially if you get closer to your limit than you normally might.Read more

If you’re trying to figure out whether you want a private or federal loan, there are a few things to keep in mind. Budget how much you’ll need to borrow. Check your credit score. If your score is too low, find a cosigner. Fill out the FASFA form for federal loans.Read more

When you get your first credit card, you can start growing your credit score—but you could also wind up in substantial debt if you’re not careful. You’ll need to make sure you don’t use the full credit limit, for instance. For improving your credit score, make sure to track your purchases and check your statementRead more

If you live in an area where you can use public transportation instead of driving your car, you can actually see reduced insurance rates. That’s because someone who is able to take a train to and from work will end up using their car less versus someone who has to drive back and forth. DrivingRead more