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Controlling your debt can be a difficult thing to do, especially in quarantine where it’s so easy to spend when there’s not much else to do other than online shopping. By creating a no spend day, you’ll be able to start instilling better habits that will ultimately grow your credit score and help reduce yourRead more

When looking into different auto insurance policies, you’ll see how competitive the market is. You’ll want to compare prices between all the different options to see what your prices are. Then make sure your credit score is as high as possible and that your driving record is clean (meaning you don’t get in any accidents).Read more

Due to COVID-19, credit issuers are lowering credit card limits for cardholders. As more people face unemployment, the credit card companies are hoping to get ahead of potential missed payments. This can, unfortunately, negatively affect your credit score, especially if you get closer to your limit than you normally might.Read more

If you’re trying to figure out whether you want a private or federal loan, there are a few things to keep in mind. Budget how much you’ll need to borrow. Check your credit score. If your score is too low, find a cosigner. Fill out the FASFA form for federal loans.Read more

When you get your first credit card, you can start growing your credit score—but you could also wind up in substantial debt if you’re not careful. You’ll need to make sure you don’t use the full credit limit, for instance. For improving your credit score, make sure to track your purchases and check your statementRead more

If you live in an area where you can use public transportation instead of driving your car, you can actually see reduced insurance rates. That’s because someone who is able to take a train to and from work will end up using their car less versus someone who has to drive back and forth. DrivingRead more

For those looking to purchase a home, here are some things to keep in mind when getting your loan. Keep your credit score in a high spot. Pay the down payment in cash. Don’t take on new debt. Get pre-approved. Keep your budget in mind at all times. Image via Money Crashers.Read more

With a $2 trillion stimulus package coming from the federal government, there is bound to be a lot of relief for Americans who have a lot of monetary stress right now. As the coronavirus sweeps the country, any non-essential businesses were told to close, leaving many temporarily and permanently laid off. With the package, thoseRead more

Here are some tips on how to get a car loan even if your credit score isn’t super high. Save up for the down payment. Budget for car payments. Get someone to cosign. Research all options. Get financial help from the dealer. Image via The Outline.Read more

If you’re looking to get a first credit card, it can be difficult to know which card to pick. Here are a few options: Discover It Secured card Capital One Platinum card Capital One QuicksilverOne Cash Rewards card Image via BadCredit.org.Read more