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Your favorite stores offer credit cards, national companies offer enticing perks and credit cards can be used just about anywhere these days. So, how many should you really have in your name? While there’s no magic number, here are a few things to consider before you add another card to your wallet. Image via Unsplash/MarkusRead more

Do you carefully examine your credit card statement each month? If you don’t, you could be missing sneaky charges. When you make purchases online, many companies include fees or service charges that aren’t clearly listed in the pricing information – and which could be costing you hundreds of dollars per year. Read on to learnRead more

For many people, financial terms tend to be confusing. This is certainly the case with personal loan terminology, which is why it’s helpful to have a glossary to refer to when trying to decipher loan documents. Click below for a comprehensive resource to help you better understand your personal loan – even the fine print.Read more

Are you planning to take out a loan to cover an upcoming expense? If so, there are a few things you need to know beforehand. Top of mind should be to understand all the terms of your loan, too, as they represent a contract between you and your lender. Read on to learn everything youRead more

Your credit score can be a fickle number, changing frequently and seemingly without warning. To best understand yours, it’s important to know what can damage it. Read on to learn about more than a dozen actions that could lead to poor credit, so you can make smart financial decisions and maintain healthy credit. Image viaRead more

Short-term loans, often called “payday loans”, are typically advertised as perfect for those with bad credit, who may not qualify for personal loans from traditional lenders like banks or credit unions. However, payday loans are dangerous for a variety of reasons. Borrowers should take caution before using this option. Image via Unsplash/Ehud Neuhaus Continue toRead more

Your favorite stores offer credit cards, national companies offer enticing perks and credit cards can be used just about anywhere. So, how many should you really have? While there’s no magic number, here are a few things to consider before you add another card to your wallet. Image via Unsplash/Two Paddles Axe and Leatherwork ContinueRead more

Recent financial data shows that Americans are more likely to use a credit card than any other mode of payment when they can’t pay for something in cash. The second most popular option, however, is taking out a personal loan. With so many people utilizing personal loans, it’s important to understand how they work andRead more

A low credit score can hold you back from accomplishing your goals. Luckily, you may be able to raise you score by 100 points or more by following these seven tips. The best part is these changes can make a positive impact on your score quickly. Read on to learn more. Image via Unsplash/Firmbee.com ContinueRead more

Using a credit card responsibly can be a great way to establish a positive credit history. Starting to think about your credit while in college will pay off down the road when you want to make a major purchase like a home, so check out these credit cards that are perfect for college students. ImageRead more