Some expenses cost more for people with bad credit. The sad news is, most don’t even realize it. Having bad credit can negatively impact: • The cost of your utility deposits • Your options for cellphone service • The price of your car insurance • Your ability to rent an apartment The reason why theseRead more
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Do you ever wonder what people with good credit do that’s so different from everyone else? Important financial habits that contribute to a good credit score, includes paying your bills on time, and spending money responsibly. It’s also a part of building and maintaining your credit score. Here are a few habits of people withRead more
If you’re looking to get a credit card, but are being told you need a co-signer, there are other options. One of the best being, you can become an authorized user on someone else’s existing account. You will have all the same benefits as having your own card, but the primary person on the accountRead more
This might seem counterintuitive, but here’s why it’s true. Lenders look for evidence that you pay your debts, so establishing a long, positive credit history will actually contribute to higher credit scores over time. The older a credit card account is, the more positively it will affect your credit score – so long as yourRead more
