When it comes to life insurance, your credit score does not have a major affect on your rates, unlike other insurance policies such as auto and home. Life insurance companies may run a credit check, but they will be more interested in certain information on the report and not the score itself. All insurers have rules about bankruptcy, such as for it to be discharged for 12 to 24 months before you purchase a policy. Talk to your agent about which companies may be friendlier to someone with those or similar issues.
Life Insurance and Bankruptcy
