Finance experts recommend reviewing your spendings each month to see that you are not going over board. Even if you can afford to spend freely right now it doesn’t mean that it will always be the case. Having healthy spending habits as well as money set aside for a rainy day can help your life a great deal. One day way to protect yourself is by reducing your credit card limit. Talk to your credit card issuer and ask them to reduce it. Know that they are not allowed to contact you about increasing it, and it will have to come from your end.
How to Keep Your Spendings Low
